Helping to successfully guide clients on the road
toward a brighter financial future.
JOHN MAZZARA FINANCIAL
5201 DUNCRAIG ROAD
EDINA, MN 55436
612-356-7027
© Copyright 2017-24, Virtue Financial, Inc. Virtue Advisors is an insurance marketing organization based out of Nashville, Tennessee, USA and is the IMO/FMO and sister company of Virtue Capital Management, LLC , an SEC registered investment advisory firm—both entities form the parent company Virtue Financial.All photos, content and information on this site is protected by copyright and any duplication or use without consent is strictly prohibited.
Insurance: Insurance product guarantees are subject to the claims-paying ability of the issuing company. The adviser is paid commissions on the sale of insurance products. Advisory: Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark.
LUNA WEALTH MANAGEMENT
7887 E. BELLEVIEW AVE, SUITE 1100
GREENWOOD VILLAGE, CO 80111
303.525.4434
WEALTH MANAGEMENT | COLLEGE PLANNING | INVESTMENTS | RETIREMENT PLANNING
MICHAEL BUDNICK | AUSTIN | BURBANK | KNOXVILLE | 818-441-8345
Michael Budnick is a holistic advisor.
Michael understands that retirees face many important decisions that can affect their long-term financial success. Some of these decisions revolve around making investments that will help create a hedge against outliving their income, the impact of inflation, taxation, and rising healthcare costs. Because many of our clients are retirees with similar concerns, we are in an advantageous position to approach such challenges with experience and skill.
Michael Budnick has made a commitment to providing excellence in everything he does for his clients. His goal is to exceed expectations by honoring you with a paramount degree of customer service. We serve you with years of experience and skill which have provided us with a wealth of knowledge regarding the financial industry. When you choose our financial planning services, you may benefit from obtaining comprehensive advice from a team of highly qualified professionals and individuals with an extensive background in addressing your particular financial needs.
As an independent financial planning firm, we solely represent the needs and interests of our clients rather than any specific company. While some financial institutions recommend investment products that are manufactured by the parent of subsidiary business entities, we have no such ties. Our self-sufficiency is vital to delivering nonpartisan and objective recommendations. Our independence and objectivity allows us to provide our clients with the commitment that they deserve. Our goal is to create a long-lasting partnership with you as we navigate the path of your financial journey.
HOW OUR PARTNERSHIP WORKS
CUSTOMIZED
PLANNING SESSIONS
UNIQUE STRATEGIES
TO REACH YOUR GOALS
SIMPLIFIED FINANCIAL
HEALTH COACHING
PLANNING FEES BASED
ON YOUR NEEDS
With great power comes great responsibility, I understand that our clients have given me a great power over their financial futures and we must never forget the great responsibility that comes with that power.The investment world can be complex and our mission is to help you navigate through it by providing a comprehensive asset and risk management plan that explores every angle of your personal financial landscape.Together, we will develop a total financial management approach to your retirement needs.
Communication can be a key to a trusting relationship. Michael recognizes that this is what empowers his clients to invest with confidence. He takes pride that his clients knowthat he is a phone call away so when goals or their situation changes, we can make adjustments to their financial plan.I look forward to the opportunity to consult with you regarding all of your retirement, educational and overall financial goals.
In working with retirees, Michael has discovered that many are not enjoying their retirement years as much as they hoped. Some had planned to spend more time traveling, golfing, gardening, visiting with precious grandchildren and family. Instead, they find themselves holding back out of fear that they will outlive their money. It’s a very real and valid concern. Michael's goal is to put your mind at ease with some simple proven money management strategies. Please call if you would like more information about how you can have the retirement you have always dreamed of.
Our unique approach to your growth begins with getting to know you and understanding your needs.
THE 8 PILLARS OF
HOLISTIC FINANCIAL PLANNING
Michael Budnick can assist you in every aspect of your financial life.
Michael's goal is to help his clients live the lifestyle of their dreams, be prosperous and abundant in every aspect of their life. Our trusted partnership allows us to successfully navigate each client through life’s most important journeys, thus earning us a solid reputation in our industry. We create a customized plan for your financial stability and independence in retirement. To schedule your free financial assessment and consultation, contact me today.
Asset Allocation & Risk
Many Americans entering retirement come to find that the right asset allocation and risk can be just as important as the actual dollar amount they have saved. You’ve worked hard for years to save for retirement, and now that time is upon you. Perhaps you’re now wondering if all the pieces are in place for you to enjoy a happy and worry-free retirement. Are your assets allocated properly?
Income Planning
An effective financial plan is just that—a plan. It forces you to make a goal, it includes different needs that you will have along the way, and it accounts for each and every liquid asset and investment that you have. Making your money work the best for your or helping you to fill in the gaps that you may have is our responsibility.
Tax Strategies
One part of planning for your retirement is to potentially determine your current and future tax liability and developing a tax strategy to potentially minimize the amount of taxes you pay during retirement. Tax planning can be an integral part in planning your legacy and may directly impact the amount of wealth you may be able to hand over to your heirs and beneficiaries. .
Legacy Planning
Everyone has goals for retirement. Maybe your have retirement goals: you want to live retirement to its fullest, while leaving a legacy to your family or favorite charity. Retirement is esteemed as a time in life for relaxation, traveling, enjoying family, and taking on new hobbies. As a retiree, you never want to find yourself spending this time in fear that you will outlive your money.
Empowering Women
While every woman’s situation is different, there are a few factors that tend to make retirement different for women than it is for men. Empowering women for financial success helps address the unique challenges they face in retirement. More than ever before, women need to be empowered to become more confident in taking control of their financial future. Call us today to find out how we can help.
401k Planning
Not only do we have all the right answers about your 401k and how to successfully navigate the slippery slope of retirement planning, we also wrote a book about it. This book covers the hidden pitfalls that everyone must avoid to get the most of your 401k when planning your retirement. Click here to check out the book!
For a complete list of all of our services, give us a call at 818-441-8435
Meet Michael Budnick, a holistic advisor.
MICHAEL BUDNICK
Michael Budnick is an internationally recognized bestseller, financial planner, coach, author with over 25 years' experience, and a fiduciary with Royal Fund Management. Michael specializes in working with healthcare professionals—particularly nurses—who are ready to take control of their financial future. His approach integrates sound financial planning with a broader vision of prosperity, one that honors both personal goals and overall well-being.
Michael’s career spans leadership roles at major financial institutions, including his tenure as Vice President at Great-West Retirement Plan Services, where he managed over $2.2 billion in assets. Today, he brings that institutional expertise to every client relationship—offering customized retirement strategies, income planning, tax-efficient investing, and more.
Michael is the author of 4 financial books with his most recent books being: The Prosperous Nurse: Your Roadmap to Wealth, Health, and Happiness and secondly Prescriptions for Prosperity: Maximizing Investment Returns and Achieving Success in Healthcare Leadership. Both titles reflect his commitment to empowering professionals with not just financial tools—but a roadmap to a life of purpose, balance, and lasting prosperity.
When he’s not advising clients, he enjoys speaking, writing, and developing educational resources help people lead a more prosperous and abundant life.
SARAH MICHELE
The new powerful and permanent process Michael has spun into motion is that of parenting his little girl. He is learning the nuances of being a father. Michael is in absolute awe of his lovely daughter born January 14th, 2019. The future gets brighter with each passing day.
Our Client Testimonials Speak for Themselves.
The client testimonial videos below are real clients of Michael Budnick . We hope you click on and watch each video to see how working with us has effected our clients financial success.
Ready to take the next step toward a more prosperous life? Schedule a complimentary consultation today and discover how personalized financial guidance can help you thrive—professionally, financially, and personally.
Insurance: Insurance product guarantees are subject to the claims-paying ability of the issuing company. The adviser is paid commissions on the sale of insurance products. Advisory: Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark.
The testimonial and statements presented in this video are solely based on the opinion of the client depicted. Results may vary and may not be representative of the experience of others.The testimony was provided voluntarily, and the client was not provided with products, services or benefits in exchange for said statements. There is no material conflict of interest present.This testimonial does not reflect the views of the Investment Adviser Representative, Royal Fund Management, LLC or its affiliates. Michael Budnickis an Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC registered Investment Adviser.Royal Fund Management, LLC only transacts business in states where it is properly registered or is excluded or exempted from registration requirements.
Contact us here anytime to start your financial journey.
MICHAEL BUDNICK FINANCIAL | AUSTIN | BURBANK | KNOXVILLE | 818-441-8345
Insurance: Insurance product guarantees are subject to the claims-paying ability of the issuing company. The adviser is paid commissions on the sale of insurance products. Advisory: Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark.
YOUR COMPANY NAME
YOUR PHYSICAL ADDRESS, SUITE 310 YOUR TOWN, STATE, 37027
866.000.000